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For most people, the thought of their children being victims of identity fraud is even more chilling than being a victim themselves.

While children are less at risk for identity fraud than adults, when it happens it can be much more devastating because the fraudulent activity can go undetected for years, making it all that much harder to restore the victim's good name.

A study from ID Analytics found that 140,000 identity frauds are perpetrated on minors each year.